Sr. Credit Commercial Underwriter Details:

• Direct Hire position
• $50,000.00 to $85,000.00 /annually
• First Shift (Monday through Friday)

Perform administrative duties to support the credit analysis function, coordinate work within the department, maintain records and provide reports.

• Receives data on prospective and active borrowing accounts, i.e., financial statements, agency reports, and interview and investigation sheets.
• Analyzes data and evaluates the short- and long-run prospects of the individual or company.
• May make recommendations to appropriate personnel on the granting or denying of loans; prepares sufficient information to document recommendations, if assigned to a lending function.
• If assigned to the loan review function, may suggest a loan grade after conducting a thorough credit analysis and documentation review.
• Provides thorough documentation of all financial analysis work, including ratios and other related information.
• Ensures that all credit analysis activities are conducted in accordance with prescribed lending policy.
• Provides leadership, on-the-job training, and technical guidance to Credit Analyst Trainee(s).
• Manages and monitors the department’s pipeline, lender’s matrix, and reports on issues and errors.
• Complies with established operating policies and procedures in order to maintain adequate controls and to support the Bank's adherence to outside regulatory requirements.
• Responds to inquiries relating to his/her particular area, or to requests from other bank personnel, customers, etc., within given time frames and within established policy.
• Cooperates with, participates in, and supports the adherence to all internal policies, procedures, and practices in support of risk management, overall safety and soundness, and the bank’s compliance with all regulatory requirements, e.g. Community Reinvestment Act (CRA), Bank Secrecy Act (BSA), Equal Credit Opportunity Act, etc.